HAPPY NEW YEAR!!!

I am sure you are wondering which calendar I am using, ‘cause if today is the beginning of my new year, then it is definitely not the Gregorian or western calendar that the world has accepted since Pope Gregory XIII first introduced it in 1582. Or you are wondering if I no longer blog from Nigeria but another time zone.

Well, today is my friend’s birthday -Dr Jide Popoola (Happy birthday Pal!). It is definitely a new year for him already. On this blog, September 15 is our new year. For my different trading accounts in the 3-year plan, it’s a different new year for each account, my clients will of course tell you. In China, February 19^st 2015 is New Year. For the Jews, New year started on September 24, while Muslims and Arabs the world over celebrated a New Islamic year on October 25.

But for the sake of uniformity, let’s say tomorrow is New Year. 

And if you do not have any financial goals yet, then let January 1^st (tomorrow) be an opportunity for you to start a new plan on achieving something financial in the short term, and long term in your life.

Have you written down or reviewed your financial goals? Do you even have any?

Start to build your house, or at least plan and prepare to...tomorrow. Start to save towards your retirement or your child’s college/university education, save towards that project you've always had in mind since your teens. Have goals and write them down. It is important to not just articulate your goals, but also write them down. Writing them down takes them from mere wishes to solid plans that you are serious about achieving.

My short term goal for this blog was to make $100 before the end of the year (3 months). Indirectly (from business deals,) I have, but directly from advertisements, I haven’t. My long term goal is still to raise N1 Billion (about $6 Million) through my website project Credicoins.com.

Personally, my financial goals are to

1.       Have multiple streams of regular income from

·         My medical certificate

·         Blogging/online biz

·         Information and affiliate marketing

·         Royalties from ideas, ebooks, songwriting, etc

·         Forex trading and training

·         Music album, training and promotion

2.       Save at least 50% of all income

3.       Give between 20-30% of all income on a regular basis

4.       Live on 30% or less of only 1 income stream (the largest)

So I am assiduously working towards achieving that. I am a hardworker but I have yet to attain the level of a smart worker. My challenge in 2015 is to become a smart worker – i.e. someone who uses/leverages on the time and effort of others in achieving his goals and doing his work. (A smart investor is also a ‘level 3’ investor i.e. a person who makes others’ money work for him.) 

As you stroll, pray, dance, sleep, eat, shout or celebrate into the New Year, my wish for you is that you set SMART goals and achieve every single one of them.

Happy New Year!