If you read very good books on personal finance and follow good blogs, you will find a common theme; Create a budget and follow it.
You aren't serious about improving your finances if you can't tell exactly where your money is going (or not going) on a daily basis.
But today, i am not talking about creating a budget. I am simply saying DAILY RECORD YOUR EVERYDAY EXPENSES ON PAPER. That way you can discover your spending weaknesses and bad habits.
See you tomorrow.
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