Personal finance, Personal musings, Global success. (Your Success curve won't go up if your finances are going down!)
22 Mar 2025
AGAIN, HOW TO ECONOMICALLY SURVIVE THE LAST FEW DAYS OF THIS DISPENSATION
AGAIN, HOW TO ECONOMICALLY SURVIVE THE LAST FEW DAYS OF THIS DISPENSATION
2 May 2024
HOW TO CONCENTRATE ON VALUE OUTSIDE OF CASH- MY LIFE EXPERIMENT SINCE 2017
My personal finance blogging and my intention to build a Fintech company/be financially successful in the eyes of the world went in the opposite direction.
[Note: All my entrepreneurial endeavors always stem from personal problems or pain points or passion, that I hope can be of help to one other person who might just have the same problem as me.]
HOW TO CONCENTRATE ON VALUE OUTSIDE OF CASH- MY LIFE EXPERIMENT SINCE 2017
My personal finance blogging and my intention to build a Fintech company/be financially successful in the eyes of the world went in the opposite direction.
[Note: All my entrepreneurial endeavors always stem from personal problems or pain points or passion, that I hope can be of help to one other person who might just have the same problem as me.]
27 Mar 2021
YOU ARE AN AMBASSADOR OF GOD'S KINGDOM!
There is no place in the New Testament where believers are told to pray to God for food, shelter, clothes, babies, mansion, private jets, etc.
Not one place!
Believers are not even told anywhere that they need (their own personal) money to survive.
Why?
It is like the US Ambassador to Nigeria getting to Nigeria and then begging the US president for a place to stay and food to eat. Is that not basic and already provided for?!
SIMPLY ASK FOR WHERE THE US EMBASSY IS IN NIGERIA AND YOUR PROVISIONS ARE ALREADY WAITING FOR YOU THERE!!
You are an ambassador of the kingdom of God in this present world system. If he cannot provide you with basic necessities of life, then God is not worth living for, or representing here on earth.
Jesus never begged anyone ever, for food to eat, clothes to wear, etc. However, we know that he was the PERFECT AMBASSADOR & our role model. We are moving on towards full maturity; to live exactly as he lived- trusting God 100% for all our needs.
So, what do we find in the New Testament?
YOU ARE AN AMBASSADOR OF GOD'S KINGDOM!
There is no place in the New Testament where believers are told to pray to God for food, shelter, clothes, babies, mansion, private jets, etc.
Not one place!
Believers are not even told anywhere that they need (their own personal) money to survive.
Why?
It is like the US Ambassador to Nigeria getting to Nigeria and then begging the US president for a place to stay and food to eat. Is that not basic and already provided for?!
SIMPLY ASK FOR WHERE THE US EMBASSY IS IN NIGERIA AND YOUR PROVISIONS ARE ALREADY WAITING FOR YOU THERE!!
You are an ambassador of the kingdom of God in this present world system. If he cannot provide you with basic necessities of life, then God is not worth living for, or representing here on earth.
Jesus never begged anyone ever, for food to eat, clothes to wear, etc. However, we know that he was the PERFECT AMBASSADOR & our role model. We are moving on towards full maturity; to live exactly as he lived- trusting God 100% for all our needs.
So, what do we find in the New Testament?
22 Nov 2020
10 DIFFERENT WAYS YOU CAN COME INTO THE AGRICULTURE INDUSTRY TODAY
![]() |
| Tractors Working On A Farm |
1. ENERGY;
The first way to identify a godly system from an ungodly one is ENERGY GENERATION THROUGH RECYCLING, NOT THROUGH POLLUTION!
You must recycle agric organic waste by converting into Biomethane.
Globally, there are 3 types of organic waste that can be converted into energy- Industrial, Municipal & Agric waste. You can assist Nigerian farmers in research and production of biomethane for powering farms and houses around.
2. CONSULTATION;
You can offer FREE business consultation and funds/grants generation for farmers, or do it for an affordable fee.
3. LOGISTICS & STORAGE;
Storing and/or transporting harvest produce in the most hygienic manner that preserves maximum nutrients is still a challenge for Nigerian farmers.
There is gross unrighteousness in this aspect of the industry as consumers pay for food that has most of its nutrients depleted. The (lack of affordable) energy problem in Nigeria is part of/foundation to this unrighteousness.
4. LEASE YOUR LAND TO FARMERS;
You can help by leasing your land to those who are willing to farm.
5. ARTISANRY CONSTRUCTING AGRIC TOOLS/EQUIPMENTS/FACILITIES;
If you are a welder, engineer, plumber, bricklayer, security expert, and so on,...your services are needed more than ever by farmers.
6. BECOMING A FARMER YOURSELF;
a) Piggery
b) Cattle rearing
c) Tree planting
d) Cash crops such as Oil palm, Cocoa, Rubber, Cassava, Maize, etc.
e) Fruits & Vegetables e.g Tomato, Melon, Grapes, Ugwu, etc.
f) Fisheries e.g exotic fishes, aquarium fishes, cat fish, etc.
g) Poultry e.g Turkey, Guinea fowl, Chicken, etc.
h) Grains e.g Rice, Barley, Sorghum, Wheat, Beans & Soybeans, etc.
7. AGRIC TECH INVESTMENT;
Invest in technologies, educational institutions and technological companies that directly support the agric industry. The difference between hunger/poverty in Nigeria & other African nations, and the abundance in the USA, Israel & Canada is TECHNOLOGY!
8. INVESTMENT IN ACTUAL FARMS/FARMERS, OR COMPANIES SUPPORTING FARMERS;
You can invest directly in a farm or farmers around you.
You can also find 53 different tech companies investing in farmers in Nigeria here.
9. ENSURE YOUR LAWMAKERS/GOVT OFFICIALS USE AGRIC-BUDGETED-MONEY APPROPRIATELY;
If you cannot get your elected officials and govt workers to do the right thing, you will also suffer for the non-challance and corruption.
The AVERAGE citizen in USA, Canada & Israel is not hungry/poor also because the government is held accountable on funds. The agric grants and loans you need will either come to you, or be embezzled- the choice is yours!
10. NUTRITION-ALLIED INDUSTRY:
You can also invest or start companies educating/researching/dealing with "Food Nutients Preservation", "Weight-loss", "Proper Dieting", "Food Biochemistry & preparation Safety", "Bakery", "Winery", etc.
The economic war already began. If you will not rely on the Antichrist for economic support, then START NOW! He who controls your economy controls your life. You cannot serve God and Mammon. Christ's bride must come out of Babylon totally. Be wise, do the right thing, side with God and prepare NOW.
The choice is yours.
#EndtimeInstructions
#RaisingARighteousGeneration
10 DIFFERENT WAYS YOU CAN COME INTO THE AGRICULTURE INDUSTRY TODAY
![]() |
| Tractors Working On A Farm |
1. ENERGY;
The first way to identify a godly system from an ungodly one is ENERGY GENERATION THROUGH RECYCLING, NOT THROUGH POLLUTION!
You must recycle agric organic waste by converting into Biomethane.
Globally, there are 3 types of organic waste that can be converted into energy- Industrial, Municipal & Agric waste. You can assist Nigerian farmers in research and production of biomethane for powering farms and houses around.
2. CONSULTATION;
You can offer FREE business consultation and funds/grants generation for farmers, or do it for an affordable fee.
3. LOGISTICS & STORAGE;
Storing and/or transporting harvest produce in the most hygienic manner that preserves maximum nutrients is still a challenge for Nigerian farmers.
There is gross unrighteousness in this aspect of the industry as consumers pay for food that has most of its nutrients depleted. The (lack of affordable) energy problem in Nigeria is part of/foundation to this unrighteousness.
4. LEASE YOUR LAND TO FARMERS;
You can help by leasing your land to those who are willing to farm.
5. ARTISANRY CONSTRUCTING AGRIC TOOLS/EQUIPMENTS/FACILITIES;
If you are a welder, engineer, plumber, bricklayer, security expert, and so on,...your services are needed more than ever by farmers.
6. BECOMING A FARMER YOURSELF;
a) Piggery
b) Cattle rearing
c) Tree planting
d) Cash crops such as Oil palm, Cocoa, Rubber, Cassava, Maize, etc.
e) Fruits & Vegetables e.g Tomato, Melon, Grapes, Ugwu, etc.
f) Fisheries e.g exotic fishes, aquarium fishes, cat fish, etc.
g) Poultry e.g Turkey, Guinea fowl, Chicken, etc.
h) Grains e.g Rice, Barley, Sorghum, Wheat, Beans & Soybeans, etc.
7. AGRIC TECH INVESTMENT;
Invest in technologies, educational institutions and technological companies that directly support the agric industry. The difference between hunger/poverty in Nigeria & other African nations, and the abundance in the USA, Israel & Canada is TECHNOLOGY!
8. INVESTMENT IN ACTUAL FARMS/FARMERS, OR COMPANIES SUPPORTING FARMERS;
You can invest directly in a farm or farmers around you.
You can also find 53 different tech companies investing in farmers in Nigeria here.
9. ENSURE YOUR LAWMAKERS/GOVT OFFICIALS USE AGRIC-BUDGETED-MONEY APPROPRIATELY;
If you cannot get your elected officials and govt workers to do the right thing, you will also suffer for the non-challance and corruption.
The AVERAGE citizen in USA, Canada & Israel is not hungry/poor also because the government is held accountable on funds. The agric grants and loans you need will either come to you, or be embezzled- the choice is yours!
10. NUTRITION-ALLIED INDUSTRY:
You can also invest or start companies educating/researching/dealing with "Food Nutients Preservation", "Weight-loss", "Proper Dieting", "Food Biochemistry & preparation Safety", "Bakery", "Winery", etc.
The economic war already began. If you will not rely on the Antichrist for economic support, then START NOW! He who controls your economy controls your life. You cannot serve God and Mammon. Christ's bride must come out of Babylon totally. Be wise, do the right thing, side with God and prepare NOW.
The choice is yours.
#EndtimeInstructions
#RaisingARighteousGeneration
12 Sept 2020
30 DIFFERENT WAYS TO EARN MILLIONS BUILDING A PROFESSIONAL CAREER WITHOUT EVER GOING TO UNIVERSITY/COLLEGE POST-COVID-19
The professional courses and specialized-learning professions listed below can be started by teenagers and young adults right after Secondary School/High school (or even after primary school education for some), and they will start earning money IMMEDIATELY after acquiring the specialized knowledge/getting certified. The best thing is that they will own their knowledge and certificates for life, and can start their own companies or consultancy if they so desire. While some of these require natural talent, most of them only require you to be hungrily desirous to learn and determined to achieve greatness in the chosen field.
There is probably a Youtube video on each of the following professions/career paths below. The Sky or Outer Space is no longer the limit...your ignorance is!
30 DIFFERENT WAYS TO EARN MILLIONS BUILDING A PROFESSIONAL CAREER WITHOUT EVER GOING TO UNIVERSITY/COLLEGE POST-COVID-19
The professional courses and specialized-learning professions listed below can be started by teenagers and young adults right after Secondary School/High school (or even after primary school education for some), and they will start earning money IMMEDIATELY after acquiring the specialized knowledge/getting certified. The best thing is that they will own their knowledge and certificates for life, and can start their own companies or consultancy if they so desire. While some of these require natural talent, most of them only require you to be hungrily desirous to learn and determined to achieve greatness in the chosen field.
There is probably a Youtube video on each of the following professions/career paths below. The Sky or Outer Space is no longer the limit...your ignorance is!
9 Aug 2020
5 KEYS TO THE BELIEVER'S EXPONENTIAL GROWTH IN BUSINESS
In 2009, just coming out of a 3-day dry fast and my (maternal side of the) family's annual Easter retreat, I turned $1 into over $250 in about a month, trading FOREX from a cyber cafe opposite my teaching hospital in Sagamu.
I was in 400L medical school.
I have since documented the feat in this blog post- I TURNED $1 INTO OVER $250 IN 5 WEEKS.
5 KEYS TO THE BELIEVER'S EXPONENTIAL GROWTH IN BUSINESS
In 2009, just coming out of a 3-day dry fast and my (maternal side of the) family's annual Easter retreat, I turned $1 into over $250 in about a month, trading FOREX from a cyber cafe opposite my teaching hospital in Sagamu.
I was in 400L medical school.
I have since documented the feat in this blog post- I TURNED $1 INTO OVER $250 IN 5 WEEKS.
10 Mar 2018
YOU WANT TO BE VERY RICH AND POWERFUL, DO WHATEVER IT TAKES TO TAX PEOPLE REGULARLY!
"Automated Repetition" is the key wealth- whether via violence/force, manipulation, deception, or simple capitalism.
Microsoft charges people annual subscription for their products, and that is why they are a fortune 500 company.
Amazon charges developers monthly for subscription to their AWS.
Apple releases a new version of the iPhone annually...for people to rush to buy.
Government of all nations (especially developed countries) survive via taxes.
Pastors of denominations lord it over their members via monthly/quarterly/annual tithe and firstfruit taxes.
IF YOU WANT TO KNOW HOW MUCH CONTROL YOU HAVE OVER ANYBODY ON EARTH, ASK THEM TO GIVE YOU THEIR MONEY REGULARLY- whether Google, Apple, Microsoft, Vatican, RCCG, FG of Nigeria, MTN, Spectranet, etc.
And that is how to be rich and powerful on earth- no sweat!
YOU WANT TO BE VERY RICH AND POWERFUL, DO WHATEVER IT TAKES TO TAX PEOPLE REGULARLY!
"Automated Repetition" is the key wealth- whether via violence/force, manipulation, deception, or simple capitalism.
Microsoft charges people annual subscription for their products, and that is why they are a fortune 500 company.
Amazon charges developers monthly for subscription to their AWS.
Apple releases a new version of the iPhone annually...for people to rush to buy.
Government of all nations (especially developed countries) survive via taxes.
Pastors of denominations lord it over their members via monthly/quarterly/annual tithe and firstfruit taxes.
IF YOU WANT TO KNOW HOW MUCH CONTROL YOU HAVE OVER ANYBODY ON EARTH, ASK THEM TO GIVE YOU THEIR MONEY REGULARLY- whether Google, Apple, Microsoft, Vatican, RCCG, FG of Nigeria, MTN, Spectranet, etc.
And that is how to be rich and powerful on earth- no sweat!
29 Aug 2016
I Contemplated Suicide Too: My Heartfelt Letter To 'Dear IT Entrepreneur'
Dear fellow Nigerian Entrepreneur,
My name is Siji Olawumi, aka Sijinius. I am a blogger, online trader and IT entrepreneur (Credicoins Network cofounder), and I have my first degree in Medicine and Surgery. I have always been passionate about computers and the internet from the get-go and I even got a prize in computer science back in JSS 1.
By SS3, I had the option of becoming a 'Yahoo-Yahoo boy' (like most of my secondary school classmates) but opted instead for Internet entrepreneurship/legitimate online means of money making. Back then, if I was not online playing chess or learning Forex trading, I passed time surfing numerous websites and learning about the likes of Bill Gates and Michael Dell, and hoping to become as rich and successful one day. I never knew that I could have taught myself programming, moreover my dad never really supported my 'computer/internet ambitions' -"Medical Doctor's father" is a far more glamorous title, you know. I eventually graduated as a doctor and came back to my first love seemingly late.
That introduction should suffice, now let me get down to the gist of this letter.
The idea for this letter came about when I read that a seasoned programmer and fellow entrepreneur was about to shut down his two-year old startup- showroom.ng, set up to furnish Nigerian homes and make 100k millionaire carpenters by 2020. He had poured his all into it, and the husband and father cried like a baby. My main purpose of writing this letter is to let you know you are not alone in your depression, if you are at such verge.
It is not news that Nigeria's economy is in recession with companies closing down and others moving out of the country, people are losing their jobs and IT companies such as Uber and Jumia are reportedly struggling too, with Konga laying off staff regularly. (Successful global internet biz models being replicated elsewhere are not so immune to the economy of their host country).
Yet, you probably also read recently that in this same economy, Linda Ikeji (yeah, the same 'ordinary gossip blogger' who refuses to buy her domain name) makes N600 million annually, and is moving -Linda Ikeji Media- to bigger offices. Na wa oh! Na real wa!!
![]() |
| Linda Ikeji's old, and her new offices |
I Contemplated Suicide Too: My Heartfelt Letter To 'Dear IT Entrepreneur'
Dear fellow Nigerian Entrepreneur,
My name is Siji Olawumi, aka Sijinius. I am a blogger, online trader and IT entrepreneur (Credicoins Network cofounder), and I have my first degree in Medicine and Surgery. I have always been passionate about computers and the internet from the get-go and I even got a prize in computer science back in JSS 1.
By SS3, I had the option of becoming a 'Yahoo-Yahoo boy' (like most of my secondary school classmates) but opted instead for Internet entrepreneurship/legitimate online means of money making. Back then, if I was not online playing chess or learning Forex trading, I passed time surfing numerous websites and learning about the likes of Bill Gates and Michael Dell, and hoping to become as rich and successful one day. I never knew that I could have taught myself programming, moreover my dad never really supported my 'computer/internet ambitions' -"Medical Doctor's father" is a far more glamorous title, you know. I eventually graduated as a doctor and came back to my first love seemingly late.
That introduction should suffice, now let me get down to the gist of this letter.
The idea for this letter came about when I read that a seasoned programmer and fellow entrepreneur was about to shut down his two-year old startup- showroom.ng, set up to furnish Nigerian homes and make 100k millionaire carpenters by 2020. He had poured his all into it, and the husband and father cried like a baby. My main purpose of writing this letter is to let you know you are not alone in your depression, if you are at such verge.
It is not news that Nigeria's economy is in recession with companies closing down and others moving out of the country, people are losing their jobs and IT companies such as Uber and Jumia are reportedly struggling too, with Konga laying off staff regularly. (Successful global internet biz models being replicated elsewhere are not so immune to the economy of their host country).
Yet, you probably also read recently that in this same economy, Linda Ikeji (yeah, the same 'ordinary gossip blogger' who refuses to buy her domain name) makes N600 million annually, and is moving -Linda Ikeji Media- to bigger offices. Na wa oh! Na real wa!!
![]() |
| Linda Ikeji's old, and her new offices |
15 Jul 2016
Life Is Never Hard...Achieving And Maintaining Success In Life Is!
I recently paid about N800,000 ($2500) to rent and repair a 3 bed-room apartment in Lagos, after I was given a quit notice at my former place. Before then, my generator was stolen where I put it outside (that former place), followed by one of my phones also being stolen while the other got spoilt. CNL has not paid 11th-month salaries, and we are also late on other company expenses...not to talk of deadlines. In the midst of planning for a 'society wedding' (lol, I wish!), my mum goes to and returns from the United States with a gamut of psychological and financial issues.
Yet, I can make bold to say that "Life is not hard...!" And if anyone tells you life is hard, they lie, or are simply ignorant. But do not let anyone decieve you saying that it is easy to make it. While it might have become easy for them having done the "hard things" over and again till it became second nature, or have certain things fall in place for them by providence, we all have to accept the work involved in attaining success- AND DO IT TO BECOME SUCCESSFUL.
No, life is not hard! The hard part is in trying to achieve success with the very cards life has dealt you.
Everyone has problems
Life Is Never Hard...Achieving And Maintaining Success In Life Is!
I recently paid about N800,000 ($2500) to rent and repair a 3 bed-room apartment in Lagos, after I was given a quit notice at my former place. Before then, my generator was stolen where I put it outside (that former place), followed by one of my phones also being stolen while the other got spoilt. CNL has not paid 11th-month salaries, and we are also late on other company expenses...not to talk of deadlines. In the midst of planning for a 'society wedding' (lol, I wish!), my mum goes to and returns from the United States with a gamut of psychological and financial issues.
Yet, I can make bold to say that "Life is not hard...!" And if anyone tells you life is hard, they lie, or are simply ignorant. But do not let anyone decieve you saying that it is easy to make it. While it might have become easy for them having done the "hard things" over and again till it became second nature, or have certain things fall in place for them by providence, we all have to accept the work involved in attaining success- AND DO IT TO BECOME SUCCESSFUL.
No, life is not hard! The hard part is in trying to achieve success with the very cards life has dealt you.
Everyone has problems
18 Mar 2016
To Be Very Rich Is A Lot Of Hardwork...Just Make Sure It Is Work You Enjoy!
There is nothing as sweet as getting paid to do what you would have gladly done for free. Playing football is hardwork, but Messi seems to be enjoying it. Playing good Tennis is also hardwork, but Serena Williams don't care. I am sure programming, and managing software engineers is also not easy, but Facebook's billionaire- Mark Zuckerberg ain't complaining.
However, do not be deceived the rich are a very hardworking class. In actual fact, mostly more hardworking than every other class. And that is why I get angry at African (/Yoruba proverbs and) songs that say things like "I want to get easy money without sweat", or "If hardwork was what made people rich, the laborer in the market would be a millionaire", etc.
To Be Very Rich Is A Lot Of Hardwork...Just Make Sure It Is Work You Enjoy!
There is nothing as sweet as getting paid to do what you would have gladly done for free. Playing football is hardwork, but Messi seems to be enjoying it. Playing good Tennis is also hardwork, but Serena Williams don't care. I am sure programming, and managing software engineers is also not easy, but Facebook's billionaire- Mark Zuckerberg ain't complaining.
However, do not be deceived the rich are a very hardworking class. In actual fact, mostly more hardworking than every other class. And that is why I get angry at African (/Yoruba proverbs and) songs that say things like "I want to get easy money without sweat", or "If hardwork was what made people rich, the laborer in the market would be a millionaire", etc.












